If your buyer is using a mortgage loan to purchase your home, understand that securing a mortgage loan has become a much more stringent process. This is a result of the 2009 housing crisis and subsequent financial restructuring. If your buyer has any outstanding debts or credit issues, they may experience a few ups and downs in the process and your closing may need to be extended with your approval. This is normal as the banks complete their due diligence. Know that everyone involved in this closing is doing their best to ensure that this transaction closes.
A few days before the closing date, the buyer will get a Clear to Close from their mortgage lender signaling that the mortgage has been approved. This is great news! Now the title company will schedule a final closing date and the buyer’s Realtor will schedule the final walk through of the property.
At this point, your home should be clean and clear of any of your belongings. Only attached items such as shelving, light fixtures, curtain rods, etc. are required to stay and transfer with the property.