Now that the closing day has been set, your title company will prepare any final documents for your signature. This can be done in-person or electronically if you are out-of-town. The documents will include an exact breakdown of the closing cost charges. It is good to cross-check these costs with the estimated costs we provided you earlier keeping in mind that our costs were estimates. If you have an outstanding mortgage loan, you will be provided a statement showing the balance of your loan to be paid off with the proceeds from closing. If you are receiving additional money back from closing once your loan has been paid off in full, these funds will be wire transferred to you bank account or you can request a closing check. And that’s it! You have officially closed on your home.